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Visana or EGK in Region 3 of canton Zurich?

In Region 3, Visana is CHF 45.60 a year cheaper than EGK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 462.70 a month, EGK to CHF 466.50. The gap is CHF 45.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 427.80 a month. Moving there rather than to Visana is worth CHF 418.80 more a year. Agrisano

Where they stand in the region

Visana ranks 9 and EGK ranks 14, out of 27 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleVisanaEGKGap
300CHF 571.10CHF 541.80+ 29.30
500CHF 564.40CHF 530.10+ 34.30
1'000CHF 530.30CHF 500.90+ 29.40
1'500CHF 501.10CHF 471.80+ 29.30
2'000CHF 471.90CHF 442.60+ 29.30
2'500CHF 442.80CHF 413.40+ 29.40

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelVisanaEGK
HMO practiceCHF 462.70
Other modelCHF 502.60CHF 466.50
Family doctorCHF 502.60CHF 487.70
Free choice of doctorCHF 571.10CHF 541.80

How they moved in this region

Against 2025, Visana moves by + 3.7 % and EGK by + 4.1 % in this region.

Visana, EGK, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.