Visana or KPT in Region 1 of canton Bern?

In Region 1, Visana is CHF 456.00 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Visana comes down to CHF 540.10 a month, KPT to CHF 578.10. The gap is CHF 456.00 a year, 300-franc deductible, accident cover included.

Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.

Visana ranks 1 and KPT ranks 8, out of 26 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Visana	KPT	Gap
300	CHF 665.10	CHF 690.60	− 25.50
500	CHF 658.40	CHF 679.00	− 20.60
1'000	CHF 624.30	CHF 649.80	− 25.50
1'500	CHF 595.10	CHF 620.60	− 25.50
2'000	CHF 565.90	—	—
2'500	CHF 536.80	CHF 562.30	− 25.50

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Visana moves by + 3.9 % and KPT by + 4.4 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.