Visana or KPT in Region 1 of canton Zurich?

In Region 1, KPT is CHF 445.20 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

KPT comes down to CHF 543.80 a month, Visana to CHF 580.90. The gap is CHF 445.20 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to KPT is worth CHF 313.20 more a year. Atupri

Visana ranks 21 and KPT ranks 9, out of 27 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Visana	KPT	Gap
300	CHF 708.30	CHF 647.70	+ 60.60
500	CHF 701.60	CHF 636.10	+ 65.50
1'000	CHF 667.50	CHF 606.90	+ 60.60
1'500	CHF 638.30	CHF 577.70	+ 60.60
2'000	CHF 609.10	—	—
2'500	CHF 580.00	CHF 519.40	+ 60.60

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Visana moves by + 3.7 % and KPT by + 3.3 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.