Visana or Mutuel in Region 1 of canton Zurich?
In Region 1, Mutuel is CHF 328.80 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Mutuel comes down to CHF 553.50 a month, Visana to CHF 580.90. The gap is CHF 328.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to Mutuel is worth CHF 429.60 more a year. Atupri
Where they stand in the region
Visana ranks 21 and Mutuel ranks 11, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 708.30 | CHF 639.80 | + 68.50 |
| 500 | CHF 701.60 | CHF 628.30 | + 73.30 |
| 1'000 | CHF 667.50 | CHF 599.30 | + 68.20 |
| 1'500 | CHF 638.30 | CHF 569.80 | + 68.50 |
| 2'000 | CHF 609.10 | CHF 540.80 | + 68.30 |
| 2'500 | CHF 580.00 | CHF 511.80 | + 68.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | Mutuel |
|---|---|---|
| HMO practice | CHF 580.90 | CHF 563.10 |
| Other model | CHF 623.40 | CHF 553.50 |
| Family doctor | CHF 623.40 | CHF 582.30 |
| Free choice of doctor | CHF 708.30 | CHF 639.80 |
How they moved in this region
Against 2025, Visana moves by + 3.7 % and Mutuel by + 3.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.