Visana or ÖKK in Region 1 of canton Schaffhausen?
In Region 1, ÖKK is CHF 246.00 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 480.30 a month, Visana to CHF 500.80. The gap is CHF 246.00 a year, 300-franc deductible, accident cover included.
What the question hides
ÖKK is also the cheapest insurer in the region, out of 23 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Visana ranks 6 and ÖKK ranks 1, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 603.30 | CHF 552.00 | + 51.30 |
| 500 | CHF 596.60 | CHF 540.40 | + 56.20 |
| 1'000 | CHF 562.50 | CHF 511.20 | + 51.30 |
| 1'500 | CHF 533.30 | CHF 482.00 | + 51.30 |
| 2'000 | CHF 504.10 | CHF 452.90 | + 51.20 |
| 2'500 | CHF 475.00 | CHF 423.70 | + 51.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | ÖKK |
|---|---|---|
| Other model | CHF 500.80 | CHF 496.80 |
| Family doctor | CHF 531.00 | CHF 496.80 |
| HMO practice | CHF 531.00 | CHF 480.30 |
| Free choice of doctor | CHF 603.30 | CHF 552.00 |
How they moved in this region
Against 2025, Visana moves by + 3.5 % and ÖKK by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.