Visana or ÖKK in Region 1 of canton Zurich?
In Region 1, ÖKK is CHF 295.20 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 556.30 a month, Visana to CHF 580.90. The gap is CHF 295.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to ÖKK is worth CHF 463.20 more a year. Atupri
Where they stand in the region
Visana ranks 21 and ÖKK ranks 13, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Visana | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 708.30 | CHF 625.00 | + 83.30 |
| 500 | CHF 701.60 | CHF 613.40 | + 88.20 |
| 1'000 | CHF 667.50 | CHF 584.20 | + 83.30 |
| 1'500 | CHF 638.30 | CHF 555.00 | + 83.30 |
| 2'000 | CHF 609.10 | CHF 525.90 | + 83.20 |
| 2'500 | CHF 580.00 | CHF 496.70 | + 83.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Visana | ÖKK |
|---|---|---|
| HMO practice | CHF 580.90 | CHF 556.30 |
| Other model | CHF 623.40 | CHF 571.90 |
| Family doctor | CHF 623.40 | CHF 562.50 |
| Free choice of doctor | CHF 708.30 | CHF 625.00 |
How they moved in this region
Against 2025, Visana moves by + 3.7 % and ÖKK by + 5.2 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.