Visana in the canton of Vaud — 2026 premiums
Visana covers the 300 municipalities of the canton of Vaud. Its lowest adult premium there is CHF 580.90 a month, with a 300-franc deductible and accident cover included.
Where it stands
Visana ranks 18 out of 21 active insurers in the canton of Vaud, cheapest to dearest.
The cantonal average across all insurers is CHF 575.16 a month.
What switching would save you
Moving from Visana to Assura-Basis SA, the canton’s cheapest insurer, would save you CHF 523.20 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Vaud
A premium does not depend on the municipality but on the premium region it belongs to. Every municipality in the same region pays the same rate with the same insurer.
The models offered by Visana
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — Tel Care | CHF 605.20 |
| HMO practice — Managed Care | CHF 605.20 |
| Family doctor — Med Direct | CHF 641.70 |
| Free choice of doctor — Grundversicherung | CHF 729.10 |
The twelve years, year by year
Since 2015, the lowest Visana premium here has moved by +29.0 %, against +63.9 % for the cheapest insurer in the same place. The twelve years, year by year
Same group, a different price
- In this region sana24 belongs to the same group as the insurer above — Visana — and costs CHF 362.40 less per year, for cover the law defines word for word the same way. CHF 550.70
- In this region Galenos belongs to the same group as the insurer above — Visana — and costs CHF 327.60 less per year, for cover the law defines word for word the same way. CHF 553.60
Two brands of the same house share reserves and management; their prices do not. Switching inside a group is still a real change of contract: the same cancellation rules apply.
The other insurers in the canton of Vaud
21 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Assura-Basis SA | CHF 537.30 | View |
| Atupri Assurance de la santé SA | CHF 539.50 | View |
| Philos Assurance Maladie SA | CHF 548.10 | View |
| sana24 AG | CHF 550.70 | View |
| Galenos AG | CHF 553.60 | View |
| EGK Grundversicherungen AG | CHF 554.30 | View |
| CSS Assurance-maladie SA | CHF 554.40 | View |
| Avenir Assurance Maladie SA | CHF 556.90 | View |
| SWICA Assurance-maladie SA | CHF 558.80 | View |
| Helsana Assurances SA | CHF 560.10 | View |
| Sanitas Grundversicherungen AG | CHF 561.60 | View |
| Aquilana Versicherungen | CHF 562.40 | View |
| KPT Caisse-maladie SA | CHF 562.50 | View |
| Vivao Sympany SA | CHF 564.40 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 566.50 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 567.00 | View |
| Mutuel Assurance Maladie SA | CHF 580.50 | View |
| Agrisano Krankenkasse AG | CHF 630.10 | View |
| vita surselva | CHF 668.00 | View |
| rhenusana | CHF 720.70 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.