KPT in the canton of Vaud — 2026 premiums
KPT covers the 300 municipalities of the canton of Vaud. Its lowest adult premium there is CHF 562.50 a month, with a 300-franc deductible and accident cover included.
Where it stands
KPT ranks 13 out of 21 active insurers in the canton of Vaud, cheapest to dearest.
The cantonal average across all insurers is CHF 575.16 a month.
What switching would save you
Moving from KPT to Assura-Basis SA, the canton’s cheapest insurer, would save you CHF 302.40 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Vaud
A premium does not depend on the municipality but on the premium region it belongs to. Every municipality in the same region pays the same rate with the same insurer.
| Region | Municipalities | For example | From |
|---|---|---|---|
| 1 | 117 | Aclens, Allaman, Arnex-sur-Nyon, Arzier-Le Muids | CHF 622.10 |
| 2 | 183 | Agiez, Aigle, Arnex-sur-Orbe, Assens | CHF 562.50 |
The models offered by KPT
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — KPTwin.smart | CHF 622.10 |
| HMO practice — KPTwin.plus | CHF 640.60 |
| Family doctor — KPTwin.doc | CHF 652.90 |
| Free choice of doctor — Grundversicherung | CHF 745.50 |
The other insurers in the canton of Vaud
21 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Assura-Basis SA | CHF 537.30 | View |
| Atupri Assurance de la santé SA | CHF 539.50 | View |
| Philos Assurance | CHF 548.10 | View |
| sana24 AG | CHF 550.70 | View |
| Galenos AG | CHF 553.60 | View |
| EGK Grundversicherungen AG | CHF 554.30 | View |
| CSS Assurance-maladie SA | CHF 554.40 | View |
| Avenir Assurance | CHF 556.90 | View |
| SWICA Assurance-maladie SA | CHF 558.80 | View |
| Helsana Assurances SA | CHF 560.10 | View |
| Sanitas Grundversicherungen AG | CHF 561.60 | View |
| Aquilana Versicherungen | CHF 562.40 | View |
| Vivao Sympany SA | CHF 564.40 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 566.50 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 567.00 | View |
| Mutuel Assurance | CHF 580.50 | View |
| Visana AG | CHF 580.90 | View |
| Agrisano Krankenkasse AG | CHF 630.10 | View |
| vita surselva | CHF 668.00 | View |
| rhenusana | CHF 720.70 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.