Avenir in the canton of Vaud — 2026 premiums
Avenir covers the 300 municipalities of the canton of Vaud. Its lowest adult premium there is CHF 556.90 a month, with a 300-franc deductible and accident cover included.
Where it stands
Avenir ranks 8 out of 21 active insurers in the canton of Vaud, cheapest to dearest.
The cantonal average across all insurers is CHF 575.16 a month.
What switching would save you
Moving from Avenir to Assura-Basis SA, the canton’s cheapest insurer, would save you CHF 235.20 a year — for strictly identical cover, since the law requires the same benefits from every insurer.
The figure is for an adult with a 300-franc deductible and accident cover. Your actual gap depends on your age, your deductible and your municipality — the comparator works it out for your situation.
Premium regions in the canton of Vaud
A premium does not depend on the municipality but on the premium region it belongs to. Every municipality in the same region pays the same rate with the same insurer.
| Region | Municipalities | For example | From |
|---|---|---|---|
| 1 | 117 | Aclens, Allaman, Arnex-sur-Nyon, Arzier-Le Muids | CHF 598.80 |
| 2 | 183 | Agiez, Aigle, Arnex-sur-Orbe, Assens | CHF 556.90 |
The models offered by Avenir
The model changes the price without changing the benefits: what varies is your freedom to choose your first point of care.
| Model | Premium |
|---|---|
| Other model — PrimaFlex | CHF 598.80 |
| HMO practice — OptiMed | CHF 623.90 |
| Family doctor — PrimaCare | CHF 634.70 |
| Free choice of doctor — Grundversicherung | CHF 717.10 |
The other insurers in the canton of Vaud
21 insurers cover this canton. Here are their lowest premiums, in order.
| Insurer | From | |
|---|---|---|
| Assura-Basis SA | CHF 537.30 | View |
| Atupri Assurance de la santé SA | CHF 539.50 | View |
| Philos Assurance | CHF 548.10 | View |
| sana24 AG | CHF 550.70 | View |
| Galenos AG | CHF 553.60 | View |
| EGK Grundversicherungen AG | CHF 554.30 | View |
| CSS Assurance-maladie SA | CHF 554.40 | View |
| SWICA Assurance-maladie SA | CHF 558.80 | View |
| Helsana Assurances SA | CHF 560.10 | View |
| Sanitas Grundversicherungen AG | CHF 561.60 | View |
| Aquilana Versicherungen | CHF 562.40 | View |
| KPT Caisse-maladie SA | CHF 562.50 | View |
| Vivao Sympany SA | CHF 564.40 | View |
| CONCORDIA Assurance suisse de maladie et accidents SA | CHF 566.50 | View |
| ÖKK Kranken- und Unfallversicherungen AG | CHF 567.00 | View |
| Mutuel Assurance | CHF 580.50 | View |
| Visana AG | CHF 580.90 | View |
| Agrisano Krankenkasse AG | CHF 630.10 | View |
| vita surselva | CHF 668.00 | View |
| rhenusana | CHF 720.70 | View |
Basic LAMal cover. Benefits are identical from one insurer to the next: only the price changes.