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Compact in the canton of Appenzell Ausserrhoden

Compact disappeared from the official file after 2021. In the canton of Appenzell Ausserrhoden its last known premium was CHF 376.80 a month, for an adult with a CHF 300 deductible and accident cover.

What it costs today

In the same place, the cheapest insurer in 2026 is Agrisano, at CHF 412.30 a month. That is the price a former Compact policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.

The market average there is CHF 476.90: someone who does not compare pays CHF 775.20 more per year.

What it had done with its prices

Between 2015 and 2021, the lowest Compact premium went from CHF 284.80 to CHF 376.80 a month — a rise of +32.3 %. The table below places it next to the cheapest insurer in the same place, year by year.

YearThis insurerThe cheapest
2015CHF 284.80CHF 236.00
2016CHF 290.50CHF 266.80
2017CHF 328.20CHF 288.70
2018CHF 364.00CHF 302.10
2019CHF 364.00CHF 320.40
2020CHF 364.00CHF 339.10
2021CHF 376.80CHF 336.80

Where did the portfolio go?

We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.

Compact, canton by canton

Other insurers that closed

Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.