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Sophie

Compact in the canton of St. Gallen

Compact disappeared from the official file after 2021. In the canton of St. Gallen its last known premium was CHF 398.30 a month, for an adult with a CHF 300 deductible and accident cover.

What it costs today

In the same place, the cheapest insurer in 2026 is Agrisano, at CHF 401.60 a month. That is the price a former Compact policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.

The market average there is CHF 457.90: someone who does not compare pays CHF 675.60 more per year.

What it had done with its prices

Between 2015 and 2021, the lowest Compact premium went from CHF 292.30 to CHF 398.30 a month — a rise of +36.3 %. The table below places it next to the cheapest insurer in the same place, year by year.

YearThis insurerThe cheapest
2015CHF 292.30CHF 247.00
2016CHF 296.40CHF 257.00
2017CHF 321.50CHF 292.90
2018CHF 357.10CHF 311.00
2019CHF 384.80CHF 331.20
2020CHF 384.80CHF 333.50
2021CHF 398.30CHF 331.20

Where did the portfolio go?

We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.

Compact, canton by canton

Other insurers that closed

Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.