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Sophie

KKS in the canton of Grisons

KKS disappeared from the official file after 2023. In the canton of Grisons its last known premium was CHF 358.80 a month, for an adult with a CHF 300 deductible and accident cover.

What it costs today

In the same place, the cheapest insurer in 2026 is vita surselva, at CHF 404.70 a month. That is the price a former KKS policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.

The market average there is CHF 445.82: someone who does not compare pays CHF 493.44 more per year.

What it had done with its prices

Between 2015 and 2023, the lowest KKS premium went from CHF 285.20 to CHF 358.80 a month — a rise of +25.8 %. The table below places it next to the cheapest insurer in the same place, year by year.

YearThis insurerThe cheapest
2015CHF 285.20CHF 227.80
2016CHF 292.60CHF 237.30
2017CHF 314.00CHF 274.55
2018CHF 337.00CHF 277.60
2019CHF 350.50CHF 305.20
2020CHF 350.50CHF 315.90
2021CHF 358.80CHF 321.10
2022CHF 358.80CHF 320.50
2023CHF 358.80CHF 322.00

Where did the portfolio go?

We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.

KKS, canton by canton

Other insurers that closed

Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.