KKS in the canton of St. Gallen
KKS disappeared from the official file after 2023. In the canton of St. Gallen its last known premium was CHF 358.60 a month, for an adult with a CHF 300 deductible and accident cover.
What it costs today
In the same place, the cheapest insurer in 2026 is Agrisano, at CHF 401.60 a month. That is the price a former KKS policyholder should compare against what they actually pay — an automatic transfer puts nobody with the cheapest.
The market average there is CHF 457.90: someone who does not compare pays CHF 675.60 more per year.
What it had done with its prices
Between 2015 and 2023, the lowest KKS premium went from CHF 315.00 to CHF 358.60 a month — a rise of +13.8 %. The table below places it next to the cheapest insurer in the same place, year by year.
| Year | This insurer | The cheapest |
|---|---|---|
| 2015 | CHF 315.00 | CHF 247.00 |
| 2016 | CHF 331.40 | CHF 257.00 |
| 2017 | CHF 348.00 | CHF 292.90 |
| 2018 | CHF 355.00 | CHF 311.00 |
| 2019 | CHF 358.60 | CHF 331.20 |
| 2020 | CHF 358.60 | CHF 333.50 |
| 2021 | CHF 358.60 | CHF 331.20 |
| 2022 | CHF 358.60 | CHF 332.90 |
| 2023 | CHF 358.60 | CHF 343.90 |
Where did the portfolio go?
We do not say, because we do not know it from an official source. The FOPH publishes premiums, not portfolio transfers. Your current policy and statements carry the name of the insurer covering you today: that is the only reliable answer, and it is in your own paperwork.
KKS, canton by canton
Other insurers that closed
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.