FeminaVita or Qualimed — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with Assura-Basis, FeminaVita costs CHF 462.60 a month in 2026 and Qualimed CHF 518.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FeminaVita is the cheaper of the two here: CHF 668.40 saved per year against Qualimed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FeminaVita and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FeminaVita
Family doctor
You pick a family doctor and always go to them first.
- Qualimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FeminaVita | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 462.60 | CHF 518.30 | CHF 668.40 |
| 500 | CHF 451.00 | CHF 506.70 | CHF 668.40 |
| 1'000 | CHF 421.80 | CHF 477.50 | CHF 668.40 |
| 1'500 | CHF 392.60 | CHF 448.30 | CHF 668.40 |
| 2'000 | CHF 363.50 | CHF 419.20 | CHF 668.40 |
| 2'500 | CHF 334.30 | CHF 390.00 | CHF 668.40 |
The comparison, region by region
- FeminaVita or Qualimed?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.