FeminaVita or Qualimed — Region 3, Lucerne
Region 3, Lucerne: with Assura-Basis, FeminaVita costs CHF 472.60 a month in 2026 and Qualimed CHF 442.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Qualimed is the cheaper of the two here: CHF 358.80 saved per year against FeminaVita, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FeminaVita and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FeminaVita
Family doctor
You pick a family doctor and always go to them first.
- Qualimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FeminaVita | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 472.60 | CHF 442.70 | CHF 358.80 |
| 500 | CHF 461.00 | CHF 431.10 | CHF 358.80 |
| 1'000 | CHF 431.80 | CHF 401.90 | CHF 358.80 |
| 1'500 | CHF 402.60 | CHF 372.70 | CHF 358.80 |
| 2'000 | CHF 373.50 | CHF 343.60 | CHF 358.80 |
| 2'500 | CHF 344.30 | CHF 314.40 | CHF 358.80 |
The comparison, region by region
- FeminaVita or Qualimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.