FeminaVita or Qualimed — Region 1, St. Gallen
Region 1, St. Gallen: with Assura-Basis, FeminaVita costs CHF 492.20 a month in 2026 and Qualimed CHF 511.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FeminaVita is the cheaper of the two here: CHF 235.20 saved per year against Qualimed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FeminaVita and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FeminaVita
Family doctor
You pick a family doctor and always go to them first.
- Qualimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FeminaVita | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 492.20 | CHF 511.80 | CHF 235.20 |
| 500 | CHF 480.60 | CHF 500.20 | CHF 235.20 |
| 1'000 | CHF 451.40 | CHF 471.00 | CHF 235.20 |
| 1'500 | CHF 422.20 | CHF 441.80 | CHF 235.20 |
| 2'000 | CHF 393.10 | CHF 412.70 | CHF 235.20 |
| 2'500 | CHF 363.90 | CHF 383.50 | CHF 235.20 |
The comparison, region by region
- FeminaVita or Qualimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.