CareMed or FlexCare — Region 1, Lucerne
Region 1, Lucerne: with Atupri, CareMed costs CHF 477.80 a month in 2026 and FlexCare CHF 477.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here CareMed and FlexCare cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
CareMed is a "Family doctor" model. FlexCare is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CareMed | FlexCare | Gap per year |
|---|---|---|---|
| 300 | CHF 477.80 | CHF 477.80 | — |
| 500 | CHF 466.20 | CHF 466.20 | — |
| 1'000 | CHF 437.00 | CHF 437.00 | — |
| 1'500 | CHF 407.80 | CHF 407.80 | — |
| 2'000 | CHF 378.70 | CHF 378.70 | — |
| 2'500 | CHF 349.50 | CHF 349.50 | — |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.