CareMed or FlexCare — Region 1, Zurich
Region 1, Zurich: with Atupri, CareMed costs CHF 555.10 a month in 2026 and FlexCare CHF 595.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
CareMed is the cheaper of the two here: CHF 486.00 saved per year against FlexCare, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CareMed is a "Family doctor" model. FlexCare is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CareMed | FlexCare | Gap per year |
|---|---|---|---|
| 300 | CHF 555.10 | CHF 595.60 | CHF 486.00 |
| 500 | CHF 543.50 | CHF 584.00 | CHF 486.00 |
| 1'000 | CHF 514.30 | CHF 554.80 | CHF 486.00 |
| 1'500 | CHF 485.10 | CHF 525.60 | CHF 486.00 |
| 2'000 | CHF 456.00 | CHF 496.50 | CHF 486.00 |
| 2'500 | CHF 426.80 | CHF 467.30 | CHF 486.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.