CareMed or FlexCare — Zug
Zug: with Atupri, CareMed costs CHF 391.50 a month in 2026 and FlexCare CHF 384.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FlexCare is the cheaper of the two here: CHF 79.20 saved per year against CareMed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CareMed is a "Family doctor" model. FlexCare is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CareMed | FlexCare | Gap per year |
|---|---|---|---|
| 300 | CHF 391.50 | CHF 384.90 | CHF 79.20 |
| 500 | CHF 379.90 | CHF 373.30 | CHF 79.20 |
| 1'000 | CHF 350.70 | CHF 344.10 | CHF 79.20 |
| 1'500 | CHF 321.50 | CHF 314.90 | CHF 79.20 |
| 2'000 | CHF 292.40 | CHF 285.80 | CHF 79.20 |
| 2'500 | CHF 263.20 | CHF 256.60 | CHF 79.20 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.