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Atupri CareMed — Region 2, Bern

Region 2, Bern: the CareMed model from Atupri costs CHF 537.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 537.80, CareMed is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, CareMed costs CHF 678.00 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 537.80CHF 510.90
500CHF 526.20CHF 499.90
1'000CHF 497.00CHF 472.20
1'500CHF 467.80CHF 444.40
2'000CHF 438.70CHF 416.80
2'500CHF 409.50CHF 389.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 403.40CHF 383.20
500CHF 391.80CHF 372.20
1'000CHF 362.60CHF 344.50
1'500CHF 333.40CHF 316.70
2'000CHF 304.30CHF 289.10
2'500CHF 275.10CHF 261.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 145.30CHF 138.00
100CHF 139.50CHF 132.50
200CHF 133.70CHF 127.00
400CHF 122.00CHF 115.90
600CHF 110.30CHF 104.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.