Atupri CareMed — Region 3, St. Gallen
Region 3, St. Gallen: the CareMed model from Atupri costs CHF 465.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 465.10, CareMed is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CareMed costs CHF 552.00 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 465.10 | CHF 441.80 |
| 500 | CHF 453.50 | CHF 430.80 |
| 1'000 | CHF 424.30 | CHF 403.10 |
| 1'500 | CHF 395.10 | CHF 375.30 |
| 2'000 | CHF 366.00 | CHF 347.70 |
| 2'500 | CHF 336.80 | CHF 320.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 348.80 | CHF 331.40 |
| 500 | CHF 337.20 | CHF 320.30 |
| 1'000 | CHF 308.00 | CHF 292.60 |
| 1'500 | CHF 278.80 | CHF 264.90 |
| 2'000 | CHF 249.70 | CHF 237.20 |
| 2'500 | CHF 220.50 | CHF 209.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.60 | CHF 119.30 |
| 100 | CHF 119.80 | CHF 113.80 |
| 200 | CHF 114.00 | CHF 108.30 |
| 400 | CHF 102.30 | CHF 97.20 |
| 600 | CHF 90.60 | CHF 86.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.