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Atupri CareMed — Obwalden

Obwalden: the CareMed model from Atupri costs CHF 448.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 448.90, CareMed is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, CareMed costs CHF 283.20 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 448.90CHF 426.50
500CHF 437.30CHF 415.40
1'000CHF 408.10CHF 387.70
1'500CHF 378.90CHF 360.00
2'000CHF 349.80CHF 332.30
2'500CHF 320.60CHF 304.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 336.70CHF 319.90
500CHF 325.10CHF 308.80
1'000CHF 295.90CHF 281.10
1'500CHF 266.70CHF 253.40
2'000CHF 237.60CHF 225.70
2'500CHF 208.40CHF 198.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 121.20CHF 115.10
100CHF 115.40CHF 109.60
200CHF 109.60CHF 104.10
400CHF 97.90CHF 93.00
600CHF 86.20CHF 81.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.