Atupri FlexCare — Region 1, Bern
Region 1, Bern: the FlexCare model from Atupri costs CHF 615.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 615.70, FlexCare is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FlexCare costs CHF 388.80 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 615.70 | CHF 584.90 |
| 500 | CHF 604.10 | CHF 573.90 |
| 1'000 | CHF 574.90 | CHF 546.20 |
| 1'500 | CHF 545.70 | CHF 518.40 |
| 2'000 | CHF 516.60 | CHF 490.80 |
| 2'500 | CHF 487.40 | CHF 463.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 461.80 | CHF 438.70 |
| 500 | CHF 450.20 | CHF 427.70 |
| 1'000 | CHF 421.00 | CHF 400.00 |
| 1'500 | CHF 391.80 | CHF 372.20 |
| 2'000 | CHF 362.70 | CHF 344.60 |
| 2'500 | CHF 333.50 | CHF 316.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 166.30 | CHF 158.00 |
| 100 | CHF 160.50 | CHF 152.50 |
| 200 | CHF 154.70 | CHF 147.00 |
| 400 | CHF 143.00 | CHF 135.90 |
| 600 | CHF 131.30 | CHF 124.70 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.