Atupri FlexCare — Region 1, St. Gallen
Region 1, St. Gallen: the FlexCare model from Atupri costs CHF 503.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 503.30, FlexCare is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FlexCare costs CHF 670.80 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 503.30 | CHF 478.10 |
| 500 | CHF 491.70 | CHF 467.10 |
| 1'000 | CHF 462.50 | CHF 439.40 |
| 1'500 | CHF 433.30 | CHF 411.60 |
| 2'000 | CHF 404.20 | CHF 384.00 |
| 2'500 | CHF 375.00 | CHF 356.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 377.50 | CHF 358.60 |
| 500 | CHF 365.90 | CHF 347.60 |
| 1'000 | CHF 336.70 | CHF 319.90 |
| 1'500 | CHF 307.50 | CHF 292.10 |
| 2'000 | CHF 278.40 | CHF 264.50 |
| 2'500 | CHF 249.20 | CHF 236.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 135.90 | CHF 129.10 |
| 100 | CHF 130.10 | CHF 123.60 |
| 200 | CHF 124.30 | CHF 118.10 |
| 400 | CHF 112.60 | CHF 107.00 |
| 600 | CHF 100.90 | CHF 95.90 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.