Atupri FlexCare — Region 1, Lucerne
Region 1, Lucerne: the FlexCare model from Atupri costs CHF 477.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 477.80, FlexCare is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FlexCare costs CHF 567.60 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 477.80 | CHF 453.90 |
| 500 | CHF 466.20 | CHF 442.90 |
| 1'000 | CHF 437.00 | CHF 415.20 |
| 1'500 | CHF 407.80 | CHF 387.40 |
| 2'000 | CHF 378.70 | CHF 359.80 |
| 2'500 | CHF 349.50 | CHF 332.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 356.40 | CHF 338.60 |
| 500 | CHF 344.80 | CHF 327.60 |
| 1'000 | CHF 315.60 | CHF 299.80 |
| 1'500 | CHF 286.40 | CHF 272.10 |
| 2'000 | CHF 257.30 | CHF 244.40 |
| 2'500 | CHF 228.10 | CHF 216.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 129.00 | CHF 122.60 |
| 100 | CHF 123.20 | CHF 117.00 |
| 200 | CHF 117.40 | CHF 111.50 |
| 400 | CHF 105.70 | CHF 100.40 |
| 600 | CHF 94.00 | CHF 89.30 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.