Atupri HMO — Basel-Stadt
Basel-Stadt: the HMO model from Atupri costs CHF 604.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 604.50, HMO is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, HMO costs CHF 1'027.20 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 604.50 | CHF 574.30 |
| 500 | CHF 592.90 | CHF 563.30 |
| 1'000 | CHF 563.70 | CHF 535.50 |
| 1'500 | CHF 534.50 | CHF 507.80 |
| 2'000 | CHF 505.40 | CHF 480.10 |
| 2'500 | CHF 476.20 | CHF 452.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 453.40 | CHF 430.70 |
| 500 | CHF 441.80 | CHF 419.70 |
| 1'000 | CHF 412.60 | CHF 392.00 |
| 1'500 | CHF 383.40 | CHF 364.20 |
| 2'000 | CHF 354.30 | CHF 336.60 |
| 2'500 | CHF 325.10 | CHF 308.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 163.20 | CHF 155.00 |
| 100 | CHF 157.40 | CHF 149.50 |
| 200 | CHF 151.60 | CHF 144.00 |
| 400 | CHF 139.90 | CHF 132.90 |
| 600 | CHF 128.20 | CHF 121.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.