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Atupri HMO — Basel-Stadt

Basel-Stadt: the HMO model from Atupri costs CHF 604.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 604.50, HMO is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, HMO costs CHF 1'027.20 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 604.50CHF 574.30
500CHF 592.90CHF 563.30
1'000CHF 563.70CHF 535.50
1'500CHF 534.50CHF 507.80
2'000CHF 505.40CHF 480.10
2'500CHF 476.20CHF 452.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 453.40CHF 430.70
500CHF 441.80CHF 419.70
1'000CHF 412.60CHF 392.00
1'500CHF 383.40CHF 364.20
2'000CHF 354.30CHF 336.60
2'500CHF 325.10CHF 308.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 163.20CHF 155.00
100CHF 157.40CHF 149.50
200CHF 151.60CHF 144.00
400CHF 139.90CHF 132.90
600CHF 128.20CHF 121.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.