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Sophie

Atupri HMO — Region 1, Vaud

Region 1, Vaud: the HMO model from Atupri costs CHF 570.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 570.10, HMO is the lowest premium in this region, across every insurer and every model.

On average, HMO costs CHF 950.40 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 570.10CHF 541.60
500CHF 558.50CHF 530.60
1'000CHF 529.30CHF 502.80
1'500CHF 500.10CHF 475.10
2'000CHF 471.00CHF 447.50
2'500CHF 441.80CHF 419.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 417.30CHF 396.40
500CHF 405.70CHF 385.40
1'000CHF 376.50CHF 357.70
1'500CHF 347.30CHF 329.90
2'000CHF 318.20CHF 302.30
2'500CHF 289.00CHF 274.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 148.20CHF 140.80
100CHF 142.40CHF 135.30
200CHF 136.60CHF 129.80
400CHF 124.90CHF 118.70
600CHF 113.20CHF 107.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.