Atupri HMO — Uri
Uri: the HMO model from Atupri costs CHF 401.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 401.30, HMO is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, HMO costs CHF 626.40 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 401.30 | CHF 381.20 |
| 500 | CHF 389.70 | CHF 370.20 |
| 1'000 | CHF 360.50 | CHF 342.50 |
| 1'500 | CHF 331.30 | CHF 314.70 |
| 2'000 | CHF 302.20 | CHF 287.10 |
| 2'500 | CHF 273.00 | CHF 259.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 301.00 | CHF 286.00 |
| 500 | CHF 289.40 | CHF 274.90 |
| 1'000 | CHF 260.20 | CHF 247.20 |
| 1'500 | CHF 231.00 | CHF 219.50 |
| 2'000 | CHF 201.90 | CHF 191.80 |
| 2'500 | CHF 179.10 | CHF 170.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 108.30 | CHF 102.90 |
| 100 | CHF 102.50 | CHF 97.40 |
| 200 | CHF 96.70 | CHF 91.90 |
| 400 | CHF 85.00 | CHF 80.80 |
| 600 | CHF 73.30 | CHF 69.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Vaud — Region 1
- Vaud — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.