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Sophie

Atupri HMO — Uri

Uri: the HMO model from Atupri costs CHF 401.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 401.30, HMO is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, HMO costs CHF 626.40 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 401.30CHF 381.20
500CHF 389.70CHF 370.20
1'000CHF 360.50CHF 342.50
1'500CHF 331.30CHF 314.70
2'000CHF 302.20CHF 287.10
2'500CHF 273.00CHF 259.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 301.00CHF 286.00
500CHF 289.40CHF 274.90
1'000CHF 260.20CHF 247.20
1'500CHF 231.00CHF 219.50
2'000CHF 201.90CHF 191.80
2'500CHF 179.10CHF 170.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 108.30CHF 102.90
100CHF 102.50CHF 97.40
200CHF 96.70CHF 91.90
400CHF 85.00CHF 80.80
600CHF 73.30CHF 69.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.