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BeneFit PLUS Flexmed R3 or BeneFit PLUS Médecin de famille R2 — Aargau

Aargau: with Helsana, BeneFit PLUS Flexmed R3 costs CHF 506.80 a month in 2026 and BeneFit PLUS Médecin de famille R2 CHF 495.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 138.00 saved per year against BeneFit PLUS Flexmed R3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Flexmed R3 and BeneFit PLUS Médecin de famille R2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Flexmed R3BeneFit PLUS Médecin de famille R2Gap per year
300CHF 506.80CHF 495.30CHF 138.00
500CHF 495.20CHF 483.70CHF 138.00
1'000CHF 466.00CHF 454.50CHF 138.00
1'500CHF 436.80CHF 425.30CHF 138.00
2'000CHF 407.70CHF 396.20CHF 138.00
2'500CHF 378.50CHF 367.00CHF 138.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.