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BeneFit PLUS Flexmed R3 or BeneFit PLUS Médecin de famille R2 — Uri

Uri: with Helsana, BeneFit PLUS Flexmed R3 costs CHF 447.00 a month in 2026 and BeneFit PLUS Médecin de famille R2 CHF 436.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 122.40 saved per year against BeneFit PLUS Flexmed R3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Flexmed R3 and BeneFit PLUS Médecin de famille R2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Flexmed R3BeneFit PLUS Médecin de famille R2Gap per year
300CHF 447.00CHF 436.80CHF 122.40
500CHF 435.40CHF 425.20CHF 122.40
1'000CHF 406.20CHF 396.00CHF 122.40
1'500CHF 377.00CHF 366.80CHF 122.40
2'000CHF 347.90CHF 337.70CHF 122.40
2'500CHF 318.70CHF 308.50CHF 122.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.