BeneFit PLUS Flexmed R3 or BeneFit PLUS Médecin de famille R2 — Region 3, Bern
Region 3, Bern: with Helsana, BeneFit PLUS Flexmed R3 costs CHF 500.70 a month in 2026 and BeneFit PLUS Médecin de famille R2 CHF 489.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 136.80 saved per year against BeneFit PLUS Flexmed R3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Flexmed R3 and BeneFit PLUS Médecin de famille R2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Flexmed R3
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Médecin de famille R2
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Flexmed R3 | BeneFit PLUS Médecin de famille R2 | Gap per year |
|---|---|---|---|
| 300 | CHF 500.70 | CHF 489.30 | CHF 136.80 |
| 500 | CHF 489.10 | CHF 477.70 | CHF 136.80 |
| 1'000 | CHF 459.90 | CHF 448.50 | CHF 136.80 |
| 1'500 | CHF 430.70 | CHF 419.30 | CHF 136.80 |
| 2'000 | CHF 401.60 | CHF 390.20 | CHF 136.80 |
| 2'500 | CHF 372.40 | CHF 361.00 | CHF 136.80 |
The comparison, region by region
- BeneFit PLUS Flexmed R3 or BeneFit PLUS Médecin de famille R2?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.