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BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Médecin de famille R4 — Aargau

Aargau: with Helsana, BeneFit PLUS Médecin de famille R1 costs CHF 489.60 a month in 2026 and BeneFit PLUS Médecin de famille R4 CHF 518.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R1 is the cheaper of the two here: CHF 345.60 saved per year against BeneFit PLUS Médecin de famille R4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R1 and BeneFit PLUS Médecin de famille R4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R1BeneFit PLUS Médecin de famille R4Gap per year
300CHF 489.60CHF 518.40CHF 345.60
500CHF 478.00CHF 506.80CHF 345.60
1'000CHF 448.80CHF 477.60CHF 345.60
1'500CHF 419.60CHF 448.40CHF 345.60
2'000CHF 390.50CHF 419.30CHF 345.60
2'500CHF 361.30CHF 390.10CHF 345.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.