BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Médecin de famille R4 — Region 1, Lucerne
Region 1, Lucerne: with Helsana, BeneFit PLUS Médecin de famille R1 costs CHF 472.00 a month in 2026 and BeneFit PLUS Médecin de famille R4 CHF 511.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Médecin de famille R1 is the cheaper of the two here: CHF 472.80 saved per year against BeneFit PLUS Médecin de famille R4, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R1 and BeneFit PLUS Médecin de famille R4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Médecin de famille R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Médecin de famille R4
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R1 | BeneFit PLUS Médecin de famille R4 | Gap per year |
|---|---|---|---|
| 300 | CHF 472.00 | CHF 511.40 | CHF 472.80 |
| 500 | CHF 460.40 | CHF 499.80 | CHF 472.80 |
| 1'000 | CHF 431.20 | CHF 470.60 | CHF 472.80 |
| 1'500 | CHF 402.00 | CHF 441.40 | CHF 472.80 |
| 2'000 | CHF 372.90 | CHF 412.30 | CHF 472.80 |
| 2'500 | CHF 343.70 | CHF 383.10 | CHF 472.80 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Médecin de famille R4?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.