BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Médecin de famille R4 — Region 1, Ticino
Region 1, Ticino: with Helsana, BeneFit PLUS Médecin de famille R1 costs CHF 636.60 a month in 2026 and BeneFit PLUS Médecin de famille R4 CHF 681.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Médecin de famille R1 is the cheaper of the two here: CHF 538.80 saved per year against BeneFit PLUS Médecin de famille R4, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R1 and BeneFit PLUS Médecin de famille R4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Médecin de famille R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Médecin de famille R4
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R1 | BeneFit PLUS Médecin de famille R4 | Gap per year |
|---|---|---|---|
| 300 | CHF 636.60 | CHF 681.50 | CHF 538.80 |
| 500 | CHF 625.00 | CHF 669.90 | CHF 538.80 |
| 1'000 | CHF 595.80 | CHF 640.70 | CHF 538.80 |
| 1'500 | CHF 566.60 | CHF 611.50 | CHF 538.80 |
| 2'000 | CHF 537.50 | CHF 582.40 | CHF 538.80 |
| 2'500 | CHF 508.30 | CHF 553.20 | CHF 538.80 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Médecin de famille R4?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.