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Helsana BeneFit PLUS Médecin de famille R2 — Uri

Uri: the BeneFit PLUS Médecin de famille R2 model from Helsana costs CHF 436.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 436.80, BeneFit PLUS Médecin de famille R2 is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, BeneFit PLUS Médecin de famille R2 costs CHF 854.40 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 436.80CHF 406.30
500CHF 425.20CHF 395.50
1'000CHF 396.00CHF 368.30
1'500CHF 366.80CHF 341.20
2'000CHF 337.70CHF 314.10
2'500CHF 308.50CHF 287.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 349.50CHF 325.10
500CHF 337.90CHF 314.30
1'000CHF 308.70CHF 287.10
1'500CHF 279.50CHF 260.00
2'000CHF 250.40CHF 232.90
2'500CHF 221.20CHF 205.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 100.40CHF 93.40
500CHF 71.30CHF 66.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.