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Helsana BeneFit PLUS Médecin de famille R2 — Region 2, Valais

Region 2, Valais: the BeneFit PLUS Médecin de famille R2 model from Helsana costs CHF 445.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 445.40, BeneFit PLUS Médecin de famille R2 is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, BeneFit PLUS Médecin de famille R2 costs CHF 871.20 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 445.40CHF 414.30
500CHF 433.80CHF 403.50
1'000CHF 404.60CHF 376.30
1'500CHF 375.40CHF 349.20
2'000CHF 346.30CHF 322.10
2'500CHF 317.10CHF 295.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 356.30CHF 331.40
500CHF 344.70CHF 320.60
1'000CHF 315.50CHF 293.50
1'500CHF 286.30CHF 266.30
2'000CHF 257.20CHF 239.20
2'500CHF 228.00CHF 212.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 102.40CHF 95.30
500CHF 73.30CHF 68.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.