Helsana BeneFit PLUS Médecin de famille R2 — Region 2, Zurich
Region 2, Zurich: the BeneFit PLUS Médecin de famille R2 model from Helsana costs CHF 511.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 511.70, BeneFit PLUS Médecin de famille R2 is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, BeneFit PLUS Médecin de famille R2 costs CHF 999.60 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 511.70 | CHF 475.90 |
| 500 | CHF 500.10 | CHF 465.10 |
| 1'000 | CHF 470.90 | CHF 438.00 |
| 1'500 | CHF 441.70 | CHF 410.80 |
| 2'000 | CHF 412.60 | CHF 383.80 |
| 2'500 | CHF 383.40 | CHF 356.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 409.30 | CHF 380.70 |
| 500 | CHF 397.70 | CHF 369.90 |
| 1'000 | CHF 368.50 | CHF 342.80 |
| 1'500 | CHF 339.30 | CHF 315.60 |
| 2'000 | CHF 310.20 | CHF 288.50 |
| 2'500 | CHF 281.00 | CHF 261.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.60 | CHF 109.40 |
| 500 | CHF 88.50 | CHF 82.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.