BeneFit PLUS Médecin de famille R3 or BeneFit PLUS Telmed — Aargau
Aargau: with Helsana, BeneFit PLUS Médecin de famille R3 costs CHF 506.80 a month in 2026 and BeneFit PLUS Telmed CHF 483.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Telmed is the cheaper of the two here: CHF 276.00 saved per year against BeneFit PLUS Médecin de famille R3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R3 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Médecin de famille R3
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R3 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 506.80 | CHF 483.80 | CHF 276.00 |
| 500 | CHF 495.20 | CHF 472.20 | CHF 276.00 |
| 1'000 | CHF 466.00 | CHF 443.00 | CHF 276.00 |
| 1'500 | CHF 436.80 | CHF 413.80 | CHF 276.00 |
| 2'000 | CHF 407.70 | CHF 384.70 | CHF 276.00 |
| 2'500 | CHF 378.50 | CHF 355.50 | CHF 276.00 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R3 or BeneFit PLUS Telmed?
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.