BeneFit PLUS Médecin de famille R3 or BeneFit PLUS Telmed — Region 1, Grisons
Region 1, Grisons: with Helsana, BeneFit PLUS Médecin de famille R3 costs CHF 490.10 a month in 2026 and BeneFit PLUS Telmed CHF 479.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Telmed is the cheaper of the two here: CHF 133.20 saved per year against BeneFit PLUS Médecin de famille R3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R3 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Médecin de famille R3
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R3 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 490.10 | CHF 479.00 | CHF 133.20 |
| 500 | CHF 478.50 | CHF 467.40 | CHF 133.20 |
| 1'000 | CHF 449.30 | CHF 438.20 | CHF 133.20 |
| 1'500 | CHF 420.10 | CHF 409.00 | CHF 133.20 |
| 2'000 | CHF 391.00 | CHF 379.90 | CHF 133.20 |
| 2'500 | CHF 361.80 | CHF 350.70 | CHF 133.20 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R3 or BeneFit PLUS Telmed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.