BeneFit PLUS Médecin de famille R3 or BeneFit PLUS Telmed — Region 2, Fribourg
Region 2, Fribourg: with Helsana, BeneFit PLUS Médecin de famille R3 costs CHF 494.50 a month in 2026 and BeneFit PLUS Telmed CHF 477.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Telmed is the cheaper of the two here: CHF 201.60 saved per year against BeneFit PLUS Médecin de famille R3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R3 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Médecin de famille R3
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R3 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 494.50 | CHF 477.70 | CHF 201.60 |
| 500 | CHF 482.90 | CHF 466.10 | CHF 201.60 |
| 1'000 | CHF 453.70 | CHF 436.90 | CHF 201.60 |
| 1'500 | CHF 424.50 | CHF 407.70 | CHF 201.60 |
| 2'000 | CHF 395.40 | CHF 378.60 | CHF 201.60 |
| 2'500 | CHF 366.20 | CHF 349.40 | CHF 201.60 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R3 or BeneFit PLUS Telmed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.