BeneFit PLUS Telmed or Premed-24?
Helsana offers both: BeneFit PLUS Telmed and Premed-24. They are available together in 42 premium regions, and the cheaper of the two is not the same everywhere.
The cheaper one is not the same everywhere
Across 42 premium regions where both are offered, BeneFit PLUS Telmed is cheaper in 42 and Premed-24 in 0. The average gap between them is CHF 461.29 a year.
The gap is widest in Ticino — Region 1: CHF 718.80 a year.
What you accept in each case
BeneFit PLUS Telmed and Premed-24 are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Premed-24
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The comparison, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.