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BeneFit PLUS Telmed or Premed-24 — Basel-Stadt

Basel-Stadt: with Helsana, BeneFit PLUS Telmed costs CHF 595.00 a month in 2026 and Premed-24 CHF 629.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Telmed is the cheaper of the two here: CHF 410.40 saved per year against Premed-24, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Telmed and Premed-24 are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • BeneFit PLUS Telmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Premed-24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleBeneFit PLUS TelmedPremed-24Gap per year
300CHF 595.00CHF 629.20CHF 410.40
500CHF 583.40CHF 617.60CHF 410.40
1'000CHF 554.20CHF 588.40CHF 410.40
1'500CHF 525.00CHF 559.20CHF 410.40
2'000CHF 495.90CHF 530.10CHF 410.40
2'500CHF 466.70CHF 500.90CHF 410.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.