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BeneFit PLUS Telmed or Premed-24 — Neuchâtel

Neuchâtel: with Helsana, BeneFit PLUS Telmed costs CHF 568.40 a month in 2026 and Premed-24 CHF 608.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Telmed is the cheaper of the two here: CHF 476.40 saved per year against Premed-24, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Telmed and Premed-24 are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • BeneFit PLUS Telmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Premed-24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleBeneFit PLUS TelmedPremed-24Gap per year
300CHF 568.40CHF 608.10CHF 476.40
500CHF 556.80CHF 596.50CHF 476.40
1'000CHF 527.60CHF 567.30CHF 476.40
1'500CHF 498.40CHF 538.10CHF 476.40
2'000CHF 469.30CHF 509.00CHF 476.40
2'500CHF 440.10CHF 479.80CHF 476.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.