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CPTwin.plus or KPTwin.smart — Region 1, Basel-Landschaft

Region 1, Basel-Landschaft: with KPT, CPTwin.plus costs CHF 591.40 a month in 2026 and KPTwin.smart CHF 569.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

KPTwin.smart is the cheaper of the two here: CHF 265.20 saved per year against CPTwin.plus, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.plus is a "Group practice (HMO)" model. KPTwin.smart is a "Telemedicine and others" model.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • KPTwin.smart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCPTwin.plusKPTwin.smartGap per year
300CHF 591.40CHF 569.30CHF 265.20
500CHF 579.80CHF 557.70CHF 265.20
1'000CHF 550.60CHF 528.50CHF 265.20
1'500CHF 521.40CHF 499.30CHF 265.20
2'500CHF 463.10CHF 441.00CHF 265.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.