CPTwin.plus or KPTwin.smart — Solothurn
Solothurn: with KPT, CPTwin.plus costs CHF 525.60 a month in 2026 and KPTwin.smart CHF 525.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here CPTwin.plus and KPTwin.smart cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
CPTwin.plus is a "Group practice (HMO)" model. KPTwin.smart is a "Telemedicine and others" model.
- CPTwin.plus
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- KPTwin.smart
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | CPTwin.plus | KPTwin.smart | Gap per year |
|---|---|---|---|
| 300 | CHF 525.60 | CHF 525.60 | — |
| 500 | CHF 514.00 | CHF 514.00 | — |
| 1'000 | CHF 484.80 | CHF 484.80 | — |
| 1'500 | CHF 455.60 | CHF 455.60 | — |
| 2'500 | CHF 397.30 | CHF 397.30 | — |
The comparison, region by region
- CPTwin.plus or KPTwin.smart?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.