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CPTwin.plus or KPTwin.smart — Region 2, Basel-Landschaft

Region 2, Basel-Landschaft: with KPT, CPTwin.plus costs CHF 551.50 a month in 2026 and KPTwin.smart CHF 531.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

KPTwin.smart is the cheaper of the two here: CHF 242.40 saved per year against CPTwin.plus, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.plus is a "Group practice (HMO)" model. KPTwin.smart is a "Telemedicine and others" model.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • KPTwin.smart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCPTwin.plusKPTwin.smartGap per year
300CHF 551.50CHF 531.30CHF 242.40
500CHF 539.90CHF 519.70CHF 242.40
1'000CHF 510.70CHF 490.50CHF 242.40
1'500CHF 481.50CHF 461.30CHF 242.40
2'500CHF 423.20CHF 403.00CHF 242.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.