KPT KPTwin.smart — Region 2, Basel-Landschaft
Region 2, Basel-Landschaft: the KPTwin.smart model from KPT costs CHF 531.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 531.30, KPTwin.smart is not the lowest premium here: Agrisano goes down to CHF 494.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, KPTwin.smart costs CHF 1'209.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 531.30 | CHF 494.10 |
| 500 | CHF 519.70 | CHF 483.30 |
| 1'000 | CHF 490.50 | CHF 456.20 |
| 1'500 | CHF 461.30 | CHF 429.00 |
| 2'500 | CHF 403.00 | CHF 374.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 430.20 | CHF 400.10 |
| 500 | CHF 418.60 | CHF 389.30 |
| 1'000 | CHF 389.40 | CHF 362.10 |
| 1'500 | CHF 360.20 | CHF 335.00 |
| 2'500 | CHF 301.90 | CHF 280.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 121.40 | CHF 112.90 |
| 200 | CHF 112.20 | CHF 104.30 |
| 400 | CHF 102.80 | CHF 95.60 |
| 600 | CHF 93.50 | CHF 86.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.