KPT KPTwin.smart — Basel-Stadt
Basel-Stadt: the KPTwin.smart model from KPT costs CHF 607.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 607.10, KPTwin.smart is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, KPTwin.smart costs CHF 1'436.40 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 607.10 | CHF 564.60 |
| 500 | CHF 595.50 | CHF 553.80 |
| 1'000 | CHF 566.30 | CHF 526.70 |
| 1'500 | CHF 537.10 | CHF 499.50 |
| 2'500 | CHF 478.80 | CHF 445.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 490.80 | CHF 456.40 |
| 500 | CHF 479.20 | CHF 445.70 |
| 1'000 | CHF 450.00 | CHF 418.50 |
| 1'500 | CHF 420.80 | CHF 391.30 |
| 2'500 | CHF 362.50 | CHF 337.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 139.60 | CHF 129.80 |
| 200 | CHF 130.40 | CHF 121.20 |
| 400 | CHF 121.00 | CHF 112.50 |
| 600 | CHF 111.70 | CHF 103.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.