KPT KPTwin.smart — Solothurn
Solothurn: the KPTwin.smart model from KPT costs CHF 525.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 525.60, KPTwin.smart is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, KPTwin.smart costs CHF 1'191.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 525.60 | CHF 488.80 |
| 500 | CHF 514.00 | CHF 478.00 |
| 1'000 | CHF 484.80 | CHF 450.90 |
| 1'500 | CHF 455.60 | CHF 423.70 |
| 2'500 | CHF 397.30 | CHF 369.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 425.60 | CHF 395.80 |
| 500 | CHF 414.00 | CHF 385.00 |
| 1'000 | CHF 384.80 | CHF 357.90 |
| 1'500 | CHF 355.60 | CHF 330.70 |
| 2'500 | CHF 297.30 | CHF 276.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.00 | CHF 111.60 |
| 200 | CHF 110.80 | CHF 103.00 |
| 400 | CHF 101.40 | CHF 94.30 |
| 600 | CHF 92.10 | CHF 85.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.