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Sophie

Médecin de famille or Télémédecine — Region 1, Fribourg

Region 1, Fribourg: with ÖKK, Médecin de famille costs CHF 520.20 a month in 2026 and Télémédecine CHF 528.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille is the cheaper of the two here: CHF 104.40 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille is a "Family doctor" model. Télémédecine is a "Telemedicine and others" model.

  • Médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de familleTélémédecineGap per year
300CHF 520.20CHF 528.90CHF 104.40
500CHF 508.60CHF 517.30CHF 104.40
1'000CHF 479.40CHF 488.10CHF 104.40
1'500CHF 450.20CHF 458.90CHF 104.40
2'000CHF 421.10CHF 429.80CHF 104.40
2'500CHF 391.90CHF 400.60CHF 104.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.